Mortgage Resource Center for Realtors

What are you working on today?

Download the Realtor toolkit

Use these tools during a client conversation

• Full housing-payment, DTI and cash-planning calculators
• Refinance payment and remaining-interest comparison
• Detailed seller-concession guide
• Mortgage planning updates and source links

Send a useful financing scenario

Tell us the property type, county, approximate price, occupancy, desired timeline and question you need answered. Note HOA/CDD, proposed seller credits or a builder incentive when relevant. Use approximate, non-sensitive information initially; financial documents belong in the secure application portal.

Answers to share with your clients

• Why might the buyer’s taxes exceed the seller’s?
• Can seller credits cover a down payment?
• Does Hometown Heroes set the rate?
• What can change after preapproval?
• How do HOA and CDD affect buying power?
• How should a buyer compare builder financing?

A resource you can share confidently

The tools are educational starting points. Confirm current program rules and transaction details before relying on a number in negotiations. Source links and editorial dates are provided so you can see the basis of the guidance.

Sources and editorial information

Published by The Rice Financial Group. Editorial update: October 14, 2026. How we prepare our resources.

Educational information, not an approval, rate quote or commitment to lend. Program rules, pricing and availability can change. Confirm the requirements for your borrower, property and transaction with the mortgage team.