Our Story

About Us

Why We Stand Out

Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.

Yet, even as a small company and keeping things personal, the RFG utilizes the same lenders and loan products as the big banks. The RFG uses wholesale lenders to obtain conventional, FHA, VA, and USDA loans at the BEST rates on the market without all the unnecessary lender fees. The RFG believes transparency is vital so we provide full disclosure of all information affording buyers a peace of mind.

The Rice Financial Group is also a proud sponsor of A Door of Hope, an organization whose mission is to provide hope for kids in crisis by providing loving, Christian foster homes in Tampa Bay and now serving Manatee, Sarasota, and DeSoto counties. You can learn more about A Door of Hope at their website.

About Working With Us

RFG Family

Bart has created a team of mortgage coaches who love working together. Each position in the company has a specific role, empowering each person to master their job maximizing production for our clients. Even the best athletes, business practitioners, community leaders need coaching to master their craft. The RFG believes it is a blessing to coach even the most successful people in ways to save money and attain the best loan when purchasing or refinancing a home. At the RFG we find great joy and satisfaction knowing we are helping people realize their dreams.

Susan and I want to thank you for assisting us in securing a 15 year refinance of our home. We submitted our application … and closed 3 weeks later. Thank you again for all you and the entire Rice Financial Group Team did for us. You have saved us many thousands of dollars and this will allow us to be debt free much sooner than we previously expected.
-Willard & Susan

The Management Team

Bart Rice

Owner | Broker | Originator | NMLS#283336

Bart Rice is the founder of Rice Financial. He is native to Tampa coming from established Tampan generations stretching back to the 1800’s. He and his family have also spread out to the Dade City area, building a home on their Ranch where they frequent on weekends.

Bart has always had a strong drive as an entrepreneur, with business ventures ranging from motorcycles to coffee. He found himself immersed in the financial world originating residential mortgages back in 2004 and shortly thereafter started his own firm in 2006.

He, his wife Charity, and their 6 kids have opened their home to fostering and have a new passion for reunifying broken homes. When not working, Bart finds himself at the local Crossfit gym or in the garage with a vintage car.

Bart’s goal as an owner of Rice Financial, is to partner with realtors and builders, coaching buyers through the exciting process of becoming a homeowner.

Marc Zatkiewicz

Loan Originator | NMLS#2132971

Marc has lived in the Tampa area since he moved from Erie, Pennsylvania in 2005. Having lived in Fishhawk for a majority of the last 16 years, Marc is very familiar with the Lithia school system and surrounding neighborhoods and is proud to call the area home.

Marc graduated from the University of South Florida in 2019 with a Bachelor’s degree in Exercise Science. While earning his degree, Marc worked as a fitness coach at a local boutique gym, where he met Bart Rice and ultimately joined the team at The Rice Financial Group. Marc has always had an interest in both the housing & finance industries, so joining The Rice Financial Group seemed like a no brainer.

Marc’s interests include spending time with his friends & family, whether it’s going to the movies, going bowling on the weekends with his dad, or enjoying what both Downtown Tampa and St. Pete have to offer!

Josh Alvarez

Loan Originator | NMLS#2400106

Josh Alvarez is a seasoned Mortgage Loan Originator at the Rice Financial Group with over eight years of real estate experience. He is a proud graduate of the University of South Florida’s Muma College of Business, where he honed his business acumen and laid the foundation for his successful career in the mortgage industry.

With a deep-rooted passion for serving the Tampa Bay community, Josh is dedicated to helping clients achieve their dreams of homeownership. His commitment to delivering exceptional service and personalized guidance sets him apart in the industry. Whether clients are first-time homebuyers or seasoned real estate investors, Josh takes pride in providing tailored solutions to meet their unique needs.

In addition to his professional expertise, Josh is known for his friendly and approachable demeanor, making the mortgage process a positive and empowering experience for his clients. His in-depth knowledge of the local real estate market and mortgage landscape, coupled with his genuine desire to help others, has earned him a reputation as a trusted advisor in the Tampa Bay area.

Outside of the office, Josh enjoys staying active in the community, volunteering, and participating in local events that promote financial literacy and homeownership. His commitment to making a meaningful difference in the lives of those around him extends beyond his professional endeavors.

Josh Alvarez’s dedication to his craft, combined with his genuine desire to support clients throughout their homeownership journey, makes him a valuable asset to the Rice Financial Group team and a trusted partner for individuals seeking expert mortgage guidance.

Charlie Ivans

Loan Originator | NMLS#242538

With a history of 10 years in the home finance and mortgage industry and 26 years as a church-planting pastor, Charlie Ivans has a desire to come along side of people to assist help them in achieving their life long goals. He enjoys tailoring information and coaching people to simplify the lending process.

As a Biola University, Talbot Seminary graduate and musician, Charlie has led groups to the Orient, Middle East, Moldova and India to help people improve their lives and economic conditions. His passion is using these same experiences in serving those who want to take the next step of home ownership.

Charlie and Melodye have four married children and 12 grandchildren. Establishing traditions with family, church and business is important to the Ivans. Building new friendships and sharing common dreams with the Rice Financial Group is an exciting venture that will provide Florida residents with high quality financial products and services.

Donna Hynick

Pipeline Manager

Originally a New England girl, Donna first came to the Sunshine State for college where she earned her Bachelor of Science in Biology.  While studying, she spent her breaks working full-time in both the banking & hospitality industries due to her love of people and numbers.  After graduation, Donna moved to the Boston area where she worked in a laboratory followed by a clinical research organization.

Shortly after marrying, Donna & her husband Aaron returned to Florida and have happily made the Tampa Bay area their home for over 20 years.  In those 20 years, two wonderful sons were born, Donna’s passion for integrative medicine led her to earn her Massage Therapy License, she has managed the finances for numerous companies in an array of industries and even returned to her scientific roots as a Forensic Technologist with the FDLE.

Before proudly joining the Rice Financial Group as their Pipeline Manager, Donna was the Office Administrator at Eaton Realty for over 8 years.  It was a natural transition from all things real estate to overseeing loan processing since details, customer service & helping others fulfill their homeowning dreams is what makes Donna tick.  

When Donna is not working hard learning her field, she is spending time with her family, active with her church or playing with her fur babies.

Victoria Rivera

Loan Processor

Prior to joining The Rice Financial Group, Victoria Rivera worked as a Project Manager in the Ag Industry. Her ability to proactively plan and problem solve made her a perfect fit for the loan processing world. She has over 15 years’ experience in all things related to business administration. Victoria started her college career in Montclair State University and earned an Associate’s Degree in Liberal Arts from the Florida Institute of Technology.

Born in Texas and raised in New Jersey, she has been a Florida resident since 2007. She is very involved in her local church as a volunteer and loves to spend time helping others in any capacity. She is a licensed Realtor and is fully bilingual in Spanish. Victoria is married to her sweetheart Rob and they’re joined by their two kids and three dogs. They enjoy spending time at the beaches, theme parks or at home playing games and eating delicious foods.

Tiffany Shannon

Loan Processor

Tiffany was born and raised in Valrico, FL, where she has watched the surrounding cities develop and flourish over the years. She is proud to call Tampa Bay her home. For the past 14 years, Tiffany worked in the hospitality and business administration industry, gaining valuable skills in patience, communication and business management.

Prior to joining the Rice Financial Group, Tiffany attended the University of South Florida where she earned a Bachelor’s Degree in Health Sciences. The career change to loan processing was an easy choice, as she enjoys putting her hospitality skills to use by providing excellent service to clients . With a strong work ethic and respect for The Rice Financial Group’s clients and lending team, she has a desire to continue to grow her skillset and insight within the mortgage lending business daily.

Pam Zatkiewicz

Loan Processor

Pam has made the Tampa area her home for the past 15 years after moving from her hometown of Erie, Pennsylvania. She is a graduate of Mercyhurst University in Erie with a BA in Hotel, Restaurant, and Institutional Management. Much of her professional career has been in the hospitality industry.

Pam has always had an interest in buying and selling homes. Since moving to Florida, she decided to pursue a new career in real estate and has been actively helping her clients find and purchase their perfect homes. Joining The Rice Financial Group just seemed like the perfect complement to what she has already been doing in helping people with their home buying needs. She understands purchasing a home is a learning experience for everyone involved and always strives to make it the best experience possible.

In her free time, Pam enjoys spending time with her friends at the local crossfit gym or she can be found out walking on the trails. She lives in Lithia with her husband, Greg, three children, and two dogs.

Casey Congel

Loan Processor

Prior to joining The Rice Financial Group, Casey Congel, a wife and a mother of 3 children, resided in Boston, MA. and worked as a Wealth Management Consultant and Financial Associate. There she obtained her Series 7, Series 64, and Series 65 certifications with Prudential Securities, Smith Barney, and later with a private wealth management firm.

For many years Casey was a competitive figure skating coach and founded the Adirondack Skating Academy, a skating school focused on teaching people of all ages how to skate.  Casey has been a competitive athlete her entire life; First as an accomplished figure skater and coach, and now as a CrossFit competitor just missing the CrossFit Games by a few spots in both 2016 and 2017.  Her work ethic, self-motivation, and desire to grow have been a welcome addition to The Rice Financial Group.  Casey attended Cornell University earning a Bachelor’s Degree in Business Management.

Jimmy Cazin

Director of Client Relations (South Tampa)

Jimmy is a lifelong south Tampa resident, a graduate of HB Plant High School, Flagler College and Columbia Theological Seminary where he earned his Master of Divinity degree. For most of his career, Jimmy has served churches across Tampa Bay, including revitalizing the downtown First Presbyterian Church and planting Citrus Point Church in north Tampa. While serving as a pastor, Jimmy also worked as a Loan Officer in Tampa and has now joined Bart and his team to serve his friends and colleagues in south Tampa. His hope is to offer excellent service with character and integrity to all of his clients, ensuring that their home buying experience is as smooth and enjoyable as possible.

Jimmy is the father of four, and loves to spend his free time coaching his 12 yr old son in little league baseball or having lunch with one of his teenage daughters. Jimmy is excited to reunite with his lifelong friend Bart and join his team at the Rice Financial Group.