
About Us
Why We Stand Out
Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.
Yet, even as a small company and keeping things personal, the RFG utilizes the same lenders and loan products as the big banks. The RFG uses wholesale lenders to obtain conventional, FHA, VA, and USDA loans at the BEST rates on the market without all the unnecessary lender fees. The RFG believes transparency is vital so we provide full disclosure of all information affording buyers a peace of mind.
The Rice Financial Group is also a proud sponsor of A Door of Hope, an organization whose mission is to provide hope for kids in crisis by providing loving, Christian foster homes in Tampa Bay and now serving Manatee, Sarasota, and DeSoto counties. You can learn more about A Door of Hope at their website.
About Working With Us
RFG Family
Bart has created a team of mortgage coaches who love working together. Each position in the company has a specific role, empowering each person to master their job maximizing production for our clients. Even the best athletes, business practitioners, community leaders need coaching to master their craft. The RFG believes it is a blessing to coach even the most successful people in ways to save money and attain the best loan when purchasing or refinancing a home. At the RFG we find great joy and satisfaction knowing we are helping people realize their dreams.
The Management Team

Bart Rice
Owner | Broker | Originator | NMLS#283336
Bart has always had a strong drive as an entrepreneur, with business ventures ranging from motorcycles to coffee. He found himself immersed in the financial world originating residential mortgages back in 2004 and shortly thereafter started his own firm in 2006.
He, his wife Charity, and their 6 kids have opened their home to fostering and have a new passion for reunifying broken homes. When not working, Bart finds himself at the local Crossfit gym or in the garage with a vintage car.
Bart’s goal as an owner of Rice Financial, is to partner with realtors and builders, coaching buyers through the exciting process of becoming a homeowner.

Marc Zatkiewicz
Loan Originator | NMLS#2132971
Marc has lived in the Tampa area since he moved from Erie, Pennsylvania in 2005. Having lived in Fishhawk for a majority of the last 16 years, Marc is very familiar with the Lithia school system and surrounding neighborhoods and is proud to call the area home.
Marc graduated from the University of South Florida in 2019 with a Bachelor’s degree in Exercise Science. While earning his degree, Marc worked as a fitness coach at a local boutique gym, where he met Bart Rice and ultimately joined the team at The Rice Financial Group. Marc has always had an interest in both the housing & finance industries, so joining The Rice Financial Group seemed like a no brainer.
Marc’s interests include spending time with his friends & family, whether it’s going to the movies, going bowling on the weekends with his dad, or enjoying what both Downtown Tampa and St. Pete have to offer!

Donna Hynick
Pipeline Manager
Originally a New England girl, Donna first came to the Sunshine State for college where she earned her Bachelor of Science in Biology. While studying, she spent her breaks working full-time in both the banking & hospitality industries due to her love of people and numbers. After graduation, Donna moved to the Boston area where she worked in a laboratory followed by a clinical research organization.
Shortly after marrying, Donna & her husband Aaron returned to Florida and have happily made the Tampa Bay area their home for over 20 years. In those 20 years, two wonderful sons were born, Donna’s passion for integrative medicine led her to earn her Massage Therapy License, she has managed the finances for numerous companies in an array of industries and even returned to her scientific roots as a Forensic Technologist with the FDLE.
Before proudly joining the Rice Financial Group as their Pipeline Manager, Donna was the Office Administrator at Eaton Realty for over 8 years. It was a natural transition from all things real estate to overseeing loan processing since details, customer service & helping others fulfill their homeowning dreams is what makes Donna tick.
When Donna is not working hard learning her field, she is spending time with her family, active with her church or playing with her fur babies.

Victoria Rivera
Loan Processor
Prior to joining The Rice Financial Group, Victoria Rivera worked as a Project Manager in the Ag Industry. Her ability to proactively plan and problem solve made her a perfect fit for the loan processing world. She has over 15 years’ experience in all things related to business administration. Victoria started her college career in Montclair State University and earned an Associate’s Degree in Liberal Arts from the Florida Institute of Technology.
Born in Texas and raised in New Jersey, she has been a Florida resident since 2007. She is very involved in her local church as a volunteer and loves to spend time helping others in any capacity. She is a licensed Realtor and is fully bilingual in Spanish. Victoria is married to her sweetheart Rob and they’re joined by their two kids and three dogs. They enjoy spending time at the beaches, theme parks or at home playing games and eating delicious foods.

Pam Zatkiewicz
Loan Processor
Pam has made the Tampa area her home for the past 15 years after moving from her hometown of Erie, Pennsylvania. She is a graduate of Mercyhurst University in Erie with a BA in Hotel, Restaurant, and Institutional Management. Much of her professional career has been in the hospitality industry.
Pam has always had an interest in buying and selling homes. Since moving to Florida, she decided to pursue a new career in real estate and has been actively helping her clients find and purchase their perfect homes. Joining The Rice Financial Group just seemed like the perfect complement to what she has already been doing in helping people with their home buying needs. She understands purchasing a home is a learning experience for everyone involved and always strives to make it the best experience possible.
In her free time, Pam enjoys spending time with her friends at the local crossfit gym or she can be found out walking on the trails. She lives in Lithia with her husband, Greg, three children, and two dogs.

Jimmy Cazin
Director of Client Relations (South Tampa)
Jimmy is the father of four, and loves to spend his free time coaching his 12 yr old son in little league baseball or having lunch with one of his teenage daughters. Jimmy is excited to reunite with his lifelong friend Bart and join his team at the Rice Financial Group.