.rfg-guide-layout{display:grid;grid-template-columns:225px minmax(0,1fr);gap:48px;padding-top:48px;padding-bottom:64px;align-items:start}
.rfg-guide{min-width:0;max-width:900px}.rfg-guide-nav{position:sticky;top:120px;display:grid;gap:13px;font-size:.9rem;border-left:3px solid #caa75d;padding-left:18px}.rfg-guide-nav strong{color:#102b44}.rfg-guide-nav a{line-height:1.4;color:#344b5e;text-decoration:none}.rfg-guide-nav a:hover{text-decoration:underline}
.rfg-guide-section{scroll-margin-top:130px;margin:0 0 42px}.rfg-guide-section h2{font-size:clamp(1.5rem,2.4vw,2rem);line-height:1.22;margin:0 0 18px;color:#122d46}.rfg-guide-section p,.rfg-guide-section li{line-height:1.75;color:#344b5e}.rfg-guide-section p{margin:0 0 16px}.rfg-guide-section ul{padding-left:23px}.rfg-guide-section li{margin:8px 0}.rfg-guide-section a:not(.button):not(.rfg-resource-card){text-decoration:underline;text-underline-offset:3px;color:#155b7a}
.rfg-table-wrap{overflow:auto;max-width:100%;border:1px solid #dce4e9;border-radius:12px}.rfg-table{width:100%;border-collapse:collapse;font-size:.95rem;background:white}.rfg-table th,.rfg-table td{text-align:left;vertical-align:top;padding:15px 18px;line-height:1.6;border-bottom:1px solid #dce4e9;min-width:130px}.rfg-table thead{background:#102b44;color:#fff}.rfg-table tbody th{font-weight:600;color:#173b57}.rfg-table tbody tr:nth-child(even){background:#f5f8fa}
.rfg-faq{border-bottom:1px solid #dce4e9;padding:16px 0}.rfg-faq summary{cursor:pointer;font-weight:700;line-height:1.5;color:#173b57}.rfg-faq p{margin-top:12px}.rfg-guide-cta{border-radius:18px;padding:28px;background:#eef4f7}.rfg-guide-cta h2{margin-bottom:12px}.rfg-guide-cta p{margin-bottom:20px}.rfg-resource-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.rfg-resource-card{display:block;border:1px solid #dce4e9;border-radius:14px;padding:23px;text-decoration:none;background:#fff}.rfg-resource-card:hover{border-color:#a18039}.rfg-resource-card span{font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;color:#6d5524}.rfg-resource-card h3{margin:12px 0;font-size:1.25rem}.rfg-resource-card b{color:#155b7a}.rfg-profile-photo{width:200px;height:240px;object-fit:cover;object-position:top;border-radius:15px;float:left;margin:0 24px 16px 0}
.rfg-tool{padding:24px;border:1px solid #dce4e9;border-radius:16px;background:#f5f8fa}.rfg-tool .field-grid{margin-bottom:16px}.rfg-tool label{display:block;font-weight:600;font-size:.95rem;color:#173b57}.rfg-tool input,.rfg-tool select{width:100%;display:block;margin-top:6px;border:1px solid #9babb9;border-radius:7px;background:#fff;padding:12px;color:#102b44;font:inherit;box-sizing:border-box}.rfg-tool input:focus{outline:3px solid #d5bb78;outline-offset:2px}.rfg-tool-note{font-size:.88rem;line-height:1.6;margin:14px 0}.rfg-tool-error{color:#9a281d;font-weight:600}.rfg-metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin:20px 0}.rfg-metric{background:white;border:1px solid #dce4e9;padding:20px;border-radius:12px}.rfg-metric span{display:block;font-size:.9rem;color:#4b6275}.rfg-metric strong{display:block;font-size:1.7rem;color:#102b44;line-height:1.3;margin-top:8px}.rfg-payment-breakdown{margin-top:18px;font-size:.92rem;line-height:1.7}.rfg-payment-breakdown div{display:flex;justify-content:space-between;gap:20px}.rfg-update-banner{padding:20px 24px;background:#eef4f7;border-left:4px solid #bd9b53;margin:24px 0}.rfg-resource-strip{padding:42px 0}.rfg-resource-strip h2{margin-bottom:16px}.rfg-resource-strip .rfg-resource-cards{grid-template-columns:repeat(3,minmax(0,1fr))}
[hidden]{display:none!important}
@media(max-width:800px){.rfg-guide-layout{grid-template-columns:1fr;gap:28px;padding-top:28px}.rfg-guide-nav{position:static;grid-template-columns:repeat(2,minmax(0,1fr))}.rfg-guide-nav strong{grid-column:1/-1}.rfg-resource-strip .rfg-resource-cards{grid-template-columns:1fr}.rfg-profile-photo{float:none}}
@media(max-width:540px){.rfg-resource-cards,.rfg-metrics{grid-template-columns:1fr}.rfg-tool{padding:17px}.rfg-tool .field-grid{grid-template-columns:1fr;gap:16px}.rfg-table th,.rfg-table td{padding:12px}.rfg-guide-nav{grid-template-columns:1fr}}
@media print{.topbar,.site-header,.footer,.final-cta,.mobile-contact-bar,.mobile-call,.rfg-assistant,.rfg-guide-nav,.hero-actions,[data-print]{display:none!important}.rfg-guide-layout{display:block}.subhero{background:white!important;color:#102b44!important;padding:15px 0!important}.subhero *{color:#102b44!important}.trust-panel{display:none}.rfg-tool,.rfg-table-wrap{break-inside:avoid}.shell{max-width:none;width:100%}.rfg-guide-section{margin-bottom:22px}a{color:#102b44!important}}
/* Direct fields added alongside the original currency-wrapper fields. */
.calc-form label>input{display:block;width:100%;min-height:48px;margin-top:8px;padding:12px;border:1px solid #9babb9;border-radius:6px;background:#fff;color:#102b44;box-sizing:border-box}
.calc-form label>input:focus{outline:3px solid #d5bb78;outline-offset:2px}